Watch out for ‘crash for cash’ scams

Watch out for 'crash for cash' scams 30th July 2014

Drivers might need to be more alert to the chance that someone might crash into them as there are more people on the roads who are causing road accidents intentionally.

These drivers unexpectedly crash into other cars in such a way that it looks like it was the other person's fault. They are taking part in what has been titled 'crash for cash' scams, so titled because they then receive compensation payouts for these incidents.

The chance of being caught in a crash for cash scam is still rather low, particularly as the drivers most likely to be victims of this are behind the wheel of commercial vehicles. Nevertheless, research from insurance broker Aviva found that these scams had increased by 51 per cent in 2013 and have now reached record levels.

Aviva said that more than 6,000 motor injury claims had been made that the broker believed were as a result of fraudulent activity. It also predicted that these accidents came to a value of around £10 million.

Drivers can take measures to prove their innocence in the event that this may happen. The best way to do this is to purchase a video camera that they can put on the dashboard. This gives them evidence in the event that someone slams on their brakes when driving in front of them.

As well as paying for claims that may be sent to their motor insurance provider, drivers will also need to look into getting their vehicle repaired. If the crash means that their car is still road worthy, it is important that they take it to get serviced to ensure that there are no underlying problems still present.

At ATS Euromaster there are a range of services available, where drivers will also be provided with follow-up advice from an expert technician on the subject. Currently, a free vehicle health check is being offered where the overall condition of the car will be looked over.

Posted by Danielle Barge